Guides

Guides for funding from what you hold

Longer reads on the questions that decide whether a funding conversation goes well, written for Australian businesses and checked against official sources.

See if you qualify →No credit check to enquire

Asset deep divesStrategyFunding basicsSecurity and registersMoney mathsGetting ready

Aerial view of green farm paddocks, gum trees and a farm dam near Mount Martha, Victoria.
Asset deep dives

Borrowing Against Water Entitlements: What Lenders Accept

Can you borrow against water shares or a water access licence? How lenders secure and value water, where it's recorded, and the routes when they won't.

13 October 2026
A hand sketching boxes and a flow of options in a spiral notebook on a wooden table.
Strategy

How to Fund a Business Without a Bank: A 6-Step Method

A practical method for funding an Australian business without a bank: inventory what you hold, match it to a route, size the need, prepare and compare offers.

12 October 2026
A welder in a mask and heavy gloves working on steel with sparks flying in a workshop.
Funding basics

Asset-Based Business Finance Explained for Australia

Asset-based finance lends against invoices, stock, equipment or property rather than a track record. Learn how it works, how it is monitored and who it suits.

12 October 2026
A worker in a hi-vis shirt and hard hat inspecting a heavy truck while the driver looks on from the cab.
Security and registers

The PPSR and Business Funding: What the Register Means

How the Personal Property Securities Register affects business funding: what a security interest is, searching before you buy, priority and what funders check.

12 October 2026
A desk with a calculator, spiral notepad, pencil, glasses and printed receipts laid out for working out costs.
Money maths

Total Cost of Business Finance in Dollars: How to Compare

Compare business finance offers by total dollars paid, not headline figures. A simple method covering fees, timing, early repayment and an illustrative example.

12 October 2026
A laptop beside neatly arranged paperwork, a binder-clipped notebook and printed forms on a clean desk.
Getting ready

Build a Funding Pack That Lenders Want to Read

A checklist of documents for business funding: bank statements, BAS, debtors, asset lists and a one-page story. Prepare once, use it across every route.

12 October 2026
Two people drawing boxes and arrows on a whiteboard in an office meeting room.
Strategy

Combining Funding Routes Without Security Clashes

How to run invoice finance, equipment finance, a line of credit and property security together: priority, general security agreements and sequencing.

12 October 2026

See what your business could qualify for

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